Gift cards are prepaid cards loaded with a fixed value, usually a certain amount. They’re typically used to buy items or services at the store or brand that issues them. There are also open-loop gift cards—like those from Visa, Mastercard, or American Express—that work almost anywhere debit cards are accepted.
But here’s a common question I’ve pondered in my learning and writing about gift cards, and I know many users, including you, have had the same question at some point: Can you buy a gift card with another gift card? It’s a valid question, especially if you’ve received a gift card for a store you rarely visit and don’t know what to do with it.
I’ve done my research, and in this post, I will answer all your questions based on verified facts and store policies.
Let’s get into it.
Yes, you can use a gift card to purchase another. However, it largely depends on the store policy. Some retailers allow you to use a gift card to buy another gift card, while others strictly prohibit it. The key factor here is whether the card is
Some stores accept using their gift cards to buy third-party gift cards, while others allow you to use an open-loop card to buy their brand’s gift card. But many don’t support all types of gift cards.
Bottom line: Always check the store’s gift card policy online or ask a cashier before purchasing.
The most flexible type is the open-loop gift card, such as
These cards function like regular debit cards. You can use them in many stores, including those that sell gift cards.
That said, store policies vary. Some retailers may block gift card purchases altogether, even with an open-loop card. So, even if the card works like cash, it doesn’t guarantee you can buy another gift card with it.
Read Also: How to Earn Free Gift Cards Online
Using a gift card to buy another can be a smart move in a few situations:
If you receive a branded gift card for a store you don’t visit often, you can trade it for another branded gift card for a store you shop at regularly, if the store allows it. This way, you can get more out of the gift card you received.
Do you have several low-value gift vouchers that are difficult to use? If allowed, you can convert them into a single gift voucher with a higher balance, which will help you keep track of your funds and make your spending more organized.
Let’s say you have a Visa gift card. You can use it to purchase a gift card from a specific retailer you know the recipient prefers. It is a perfect way to tailor your gift to their preferences and make the best use of a gift card.
Related Post: Top 5 Sites to Buy Gift Cards Online.
Yes, but only at select stores. Policies vary. Open-loop cards like Visa or Mastercard are more likely to be accepted for gift card purchases than store-branded cards.
Yes. While Walmart doesn’t allow direct gift card-for-gift card purchases, you can trade your gift card for money at gift card kiosks or use platforms like Nosh to convert it into cash, then buy the card you prefer.
No. Target’s policy prohibits using their gift cards to purchase other gift cards, whether online or in-store.
No. Walmart also doesn’t allow customers to use their gift cards to purchase other gift vouchers. It’s part of their standard policy.
While the ability to buy gift cards using another gift card depends heavily on store policy, it’s still a viable option in some cases, especially if you’re using an open-loop card.
Before making a purchase, always double-check the store’s gift card policy (usually available on their website) and be sure whether the cashier or the customer support team can confirm your payment options
Are you considering exchanging or selling your gift card for cash? Nosh is a trusted platform that allows you to access funds and use them however you choose—whether to buy a preferred gift card or spend directly.
Visit the Nosh website or download the Nosh app, sign up for a new account, and begin trading now!
Ifeoluwa
Ifeoluwa is a fintech content marketer passionate about simplifying digital finance for everyday users. With experience covering crypto, gift cards, digital payments, and financial technology, she creates clear, engaging content that helps users make informed decisions.
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