{"id":5203,"date":"2024-10-25T11:48:21","date_gmt":"2024-10-25T11:48:21","guid":{"rendered":"https:\/\/usenosh.com\/blog\/?p=5203"},"modified":"2025-04-27T15:19:37","modified_gmt":"2025-04-27T15:19:37","slug":"best-apps-send-money-nigeria","status":"publish","type":"post","link":"https:\/\/usenosh.com\/blog\/best-apps-send-money-nigeria","title":{"rendered":"Top 10 Best Apps to Send Money from Other Countries to Nigeria"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Have you ever found yourself Googling things like &#8216;cheapest way to send money to Nigeria&#8217; because you\u2019ve had a terrible experience with high fees, slow transfers, or confusing apps? I\u2019ve been there too. As someone who sends money back home to support family and friends, I know how frustrating it is when your hard-earned money takes days to arrive, or worse, disappears into thin air with zero customer support.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That\u2019s why I put this list together. In this article, I\u2019ll introduce you to the top 10 best apps to send money to Nigeria, highlighting their features, benefits, and how they make sending money quick and easy.<\/span><\/p>\n<h2><b>Best Apps to Send Money to Nigeria<\/b><\/h2>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-6258 lazyload\" data-src=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/unnamed-2025-04-16T174343.144-1.png\" alt=\"\" width=\"512\" height=\"341\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 512px; --smush-placeholder-aspect-ratio: 512\/341;\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Whether you\u2019re a Nigerian student abroad, a parent sending support, or just someone trying to help out a loved one, these are the 10 best and most reliable apps that make transferring money from abroad to Nigeria fast, secure, and affordable.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wise App<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sendwave App<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Remitly App<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">WorldRemit App<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">TransferGo App<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Western Union App<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Afriex App<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">MoneyGram App<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Revolut App<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Grey App<\/span><\/li>\n<\/ol>\n<h2><span style=\"font-weight: 400;\">1. <\/span><b>Wise App\u00a0<\/b><\/h2>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-6259 lazyload\" data-src=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/unnamed-2025-04-16T174352.157.png\" alt=\"\" width=\"512\" height=\"268\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 512px; --smush-placeholder-aspect-ratio: 512\/268;\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Wise<\/span><span style=\"font-weight: 400;\"> is one of the cheapest and safest ways to send money to Nigeria. This transfer service uses the mid-market exchange rate -the same one you&#8217;d find on Google, meaning you get more value for your money. Transfers to Nigeria are typically completed on the same working day, making it a top choice if you\u2019re seeking cheap ways to send money to Nigeria.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On Wise, there is no minimum transfer amount, and the maximum transfer limit is <\/span><a href=\"https:\/\/wise.com\/gb\/currency-converter\/gbp-to-ngn-rate?amount=120000\"><span style=\"font-weight: 400;\">120,000 GBP<\/span><\/a><span style=\"font-weight: 400;\"> (or NGN equivalent) per month. But keep in mind that your exact transfer limit may vary depending on the country you reside in and how much verification you\u2019ve completed.<\/span><\/p>\n<p><b>Unique Features:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Monitor live exchange rates and set up alerts to transfer funds when rates are favorable.\u200b<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hold and manage over 40 currencies in one account<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Set up automatic, recurring transfers for regular payments, such as monthly family support.<\/span><\/li>\n<\/ul>\n<p><b>Fees<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These fees are clearly displayed before you confirm the transfer:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In pounds: \u00a31.62 + 0.55% of the amount converted\u200b<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In dollars: $8.23 + 0.51% of the amount converted<\/span><\/li>\n<\/ul>\n<p><b>Security<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Wise employs two-factor authentication (2FA) and high-tech encryption protocols to protect user <a class=\"wpil_keyword_link\" title=\"data\" href=\"https:\/\/usenosh.com\/data\" data-wpil-keyword-link=\"linked\">data<\/a> and transactions. The app is also regulated by financial authorities across multiple countries.<\/span><\/p>\n<p><b>How to Use Wise<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Download the Wise app and sign up<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Verify your identity with a government-issued ID\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the amount you wish to send and select Nigeria as the destination country.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide the recipient&#8217;s full name and Nigerian bank account details<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fund your transfer using a bank transfer, debit card, or credit card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Double-check all details, review the fees and exchange rate, and confirm the transfer.\u200b<\/span><\/li>\n<\/ol>\n<h2><span style=\"font-weight: 400;\">2. <strong>Sendwave<\/strong><\/span><\/h2>\n<p><img decoding=\"async\" class=\"alignnone wp-image-5205 lazyload\" data-src=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Sendwave-Nig.png\" alt=\"Top 10 Apps to Send Money to Nigeria from Abroad\" width=\"850\" height=\"417\" data-srcset=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Sendwave-Nig.png 1433w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Sendwave-Nig-1024x502.png 1024w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Sendwave-Nig-768x377.png 768w\" data-sizes=\"(max-width: 850px) 100vw, 850px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 850px; --smush-placeholder-aspect-ratio: 850\/417;\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Sendwave<\/span><span style=\"font-weight: 400;\"> is a service designed for affordable money transfers from select countries in North America and Europe to Nigeria. Currently, Sendwave supports cash pickup and transfers to three Nigerian banks -Access, Zenith, and Fidelity Bank. And the best part? You get to enjoy zero transfer fees.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When making <\/span><a href=\"https:\/\/usenosh.com\/blog\/receive-international-payments-nigeria\"><span style=\"font-weight: 400;\">international payments to Nigeria<\/span><\/a><span style=\"font-weight: 400;\"> on Sendwave, there are limits to how much you send per day and per month. To know your sending limits, go to Menu on the app and tap on My Limits. These limits increase automatically the more transactions you make.<\/span><\/p>\n<p><b>Unique Features:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No transfer fees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Funds are usually delivered within minutes.<\/span><\/li>\n<\/ul>\n<p><b>Security<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Sendwave employs 256-bit encryption to protect your data during transactions. Additionally, Sendwave is licensed in every country it operates.<\/span><\/p>\n<p><b>How to Use Sendwave:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Download the app and sign up\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Verify your identity with a government-issued ID\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Link your debit card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Input the recipient&#8217;s bank account information in Nigeria.\u200b<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the amount and confirm the transfer.\u200b<\/span><\/li>\n<\/ol>\n<h2><span style=\"font-weight: 400;\">3. <strong>Remitly<\/strong><\/span><\/h2>\n<p><img decoding=\"async\" class=\"alignnone wp-image-5067 lazyload\" data-src=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/remitly.png\" alt=\"\" width=\"850\" height=\"478\" data-srcset=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/remitly.png 1256w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/remitly-1024x576.png 1024w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/remitly-768x432.png 768w\" data-sizes=\"(max-width: 850px) 100vw, 850px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 850px; --smush-placeholder-aspect-ratio: 850\/478;\" \/><\/p>\n<h2><\/h2>\n<p><span style=\"font-weight: 400;\">Remitly<\/span><span style=\"font-weight: 400;\"> offers cash pickups, mobile money, and bank deposits to the most popular banks in Nigeria, which include First Bank, Access Bank, Ecobank, United Bank For Africa (UBA), First City Monument Bank (FCMB), and Union Bank.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It offers two primary options for transfers: Economy and Express. The Economy option allows you to send money at a lower cost, but transfers take longer, while Express transfers are near-instant but come with slightly higher fees.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Perhaps the most exciting part of using Remitly is their new customer offer that gives you a higher exchange rate on your first money transfer. This promotional rate is valid on the first 500.00 USD sent. Also, when you\u2019re sending from USD to NGN, you get to enjoy zero fees on all transfers.\u00a0<\/span><\/p>\n<p><b>Unique Features:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Delivery through bank deposits, cash pickups and mobile money\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Promotional exchange rate for first-time users<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Real-time transfer tracking<\/span><\/li>\n<\/ul>\n<p><b>Transfer Limits<\/b><\/p>\n<p><span style=\"font-weight: 400;\">There are <\/span><a href=\"https:\/\/www.remitly.com\/us\/en\/help\/article\/sending-limits\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">limits on how much you can send<\/span><\/a><span style=\"font-weight: 400;\"> in 24 hours, 30 days, and 120 days, depending on your location, recipient\u2019s location, and identity verification.\u00a0<\/span><\/p>\n<p><b>Security<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Remitly employs industry-standard security measures, including encryption and fraud detection systems. The app also supports biometric logins for secure and convenient access. \u200b<\/span><\/p>\n<p><b>How to Use Remitly:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Create a free account on the Remitly app.\u200b<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Input the amount you wish to send.\u200b<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide the recipient\u2019s name and city (for cash pick-up) and bank details (for bank deposits)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If it\u2019s your first transfer, you\u2019ll be required to provide your address, contact information, and DOB\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter your payment method<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Review the details and confirm the transfer.\u200b<\/span><\/li>\n<\/ol>\n<h2><span style=\"font-weight: 400;\">4. \u200b<strong>WorldRemit<\/strong><\/span><\/h2>\n<p><b><img decoding=\"async\" class=\"alignnone wp-image-5065 lazyload\" data-src=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/world-remit.png\" alt=\"\" width=\"850\" height=\"410\" data-srcset=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/world-remit.png 1585w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/world-remit-1024x494.png 1024w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/world-remit-768x371.png 768w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/world-remit-1536x741.png 1536w\" data-sizes=\"(max-width: 850px) 100vw, 850px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 850px; --smush-placeholder-aspect-ratio: 850\/410;\" \/><\/b><\/p>\n<p><span style=\"font-weight: 400;\">WorldRemit<\/span><span style=\"font-weight: 400;\"> is a globally recognized platform that allows you to send money from over 50 countries directly to Nigerian bank accounts, mobile wallets, or for cash pickup. As of 2025, the following Nigerian banks can receive transfers from WorldRemit: Access Bank, Ecobank, FCMB, Fidelity, First Bank, GT Bank, UBA, Union Bank, and Zenith Bank.\u00a0 \u200b<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are transfer limits on WorldRemit, depending on the sender\u2019s country,the recipient\u2019s country, and payment method. Transfers to Nigeria are typically completed within minutes, and you can enjoy fee-free transfers when sending in Naira.\u00a0<\/span><\/p>\n<p><b>Unique Features:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Multiple delivery options<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Real-time tracking of transfer\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">24\/7 customer support.<\/span><\/li>\n<\/ul>\n<p><b>Security<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">WorldRemit employs tight security measures, including two-factor authentication and encryption protocols. The platform is also regulated by financial authorities in multiple countries.\u200b<\/span><\/p>\n<p><b>How to Use WorldRemit:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Download the app and sign up\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Verify your information<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the amount you wish to send, how your receiver wants to get the money, and how you want to pay<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide the recipient&#8217;s full name and bank account information.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fund your transfer using a debit card or credit card<\/span><\/li>\n<\/ol>\n<h2><span style=\"font-weight: 400;\">5. <strong>TransferGo<\/strong><\/span><\/h2>\n<h2><b><img decoding=\"async\" class=\"alignnone wp-image-5204 lazyload\" data-src=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Transfer-go-nigeria.png\" alt=\"\" width=\"850\" height=\"378\" data-srcset=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Transfer-go-nigeria.png 1547w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Transfer-go-nigeria-1024x455.png 1024w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Transfer-go-nigeria-768x342.png 768w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Transfer-go-nigeria-1536x683.png 1536w\" data-sizes=\"(max-width: 850px) 100vw, 850px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 850px; --smush-placeholder-aspect-ratio: 850\/378;\" \/><\/b><\/h2>\n<p><span style=\"font-weight: 400;\">With <\/span><span style=\"font-weight: 400;\">TransferGo<\/span><span style=\"font-weight: 400;\">, you can send money to Nigerian bank accounts for free and within minutes. Transfers are usually made locally, from TransferGo\u2019s Nigerian account to your recipient\u2019s Nigerian account, thereby avoiding expensive international transfer fees.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><span style=\"font-weight: 400;\">TransferGo allows different kinds of transfers to Nigeria -instant card transfers, bank transfers, and next day transfers.\u00a0 The platform allows you to choose between faster delivery or lower fees, and with the fastest option, your recipient in Nigeria can receive funds in under 30 minutes.\u00a0<\/span><\/p>\n<p><b>Unique Features:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Choose between standard and express delivery options\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Transparent pricing\u200b<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The app is easy to navigate.\u200b<\/span><\/li>\n<\/ul>\n<p><b>Security:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">TransferGo is FCA approved and regulated by EU and UK law. The app makes use of employs end-to-end encryption and fraud detection systems to protect your money and data.\u200b<\/span><\/p>\n<p><b>How to Use TransferGo:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Create a free account on the TransferGo app\u200b<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select Nigeria as the destination and input the amount you wish to send.\u200b<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide the recipient&#8217;s name and bank account details.\u200b<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select your preferred delivery option.\u200b<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pay using your bank account, debit card, or credit card.\u200b<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Review the details and confirm the transfer.\u00a0 \u00a0 \u00a0<\/span><\/span><\/li>\n<\/ol>\n<h2><span style=\"font-weight: 400;\">6. <strong>Western Union<\/strong><\/span><\/h2>\n<h2><img decoding=\"async\" class=\"alignnone wp-image-5064 lazyload\" style=\"--smush-placeholder-width: 850px; --smush-placeholder-aspect-ratio: 850\/453;font-weight: 400; font-size: 16px;\" data-src=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/westen-union.png\" alt=\"\" width=\"850\" height=\"453\" data-srcset=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/westen-union.png 1350w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/westen-union-1024x546.png 1024w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/westen-union-768x410.png 768w\" data-sizes=\"(max-width: 850px) 100vw, 850px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/h2>\n<p><span style=\"font-weight: 400;\">Western Union<\/span><span style=\"font-weight: 400;\"> is one of the oldest and most trusted names in <\/span><a href=\"https:\/\/usenosh.com\/blog\/best-international-money-transfer-apps\"><span style=\"font-weight: 400;\">international money transfers<\/span><\/a><span style=\"font-weight: 400;\">. With its app, you can send money to Nigeria from over 200 countries, and your recipient can either receive the money in their bank account or pick it up in cash at a Western Union agent location.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The app supports transfers to major Nigerian banks like First Bank, GTBank, and Access Bank. Western Union also provides real-time transfer tracking and notifies you of any changes in fees or exchange rates. Transfer fees vary based on the sending country, payment method, and delivery option. But don\u2019t worry, the platform offers competitive exchange rates, and you can use their price estimator tool to calculate the total cost of your transfer. Transfers to Nigeria are typically completed within minutes, especially when using the cash pickup option.\u200b<\/span><\/p>\n<p><b>Unique Features<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Send money directly to bank accounts or for cash pickup.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Monitor your transfer status through the app.<\/span><\/li>\n<\/ul>\n<p><b>Security<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Western Union employs high-grade security measures, including encryption, fraud detection systems, and real-time tracking of transfers\u200b<\/span><\/p>\n<p><b>How to Use Western Union<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sign up on the Western Union app and verify your identity\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Click on <\/span><b>Send Now<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Choose Nigeria as the destination country and enter the amount you wish to send.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide the recipient&#8217;s full name and bank account information or select a cash pickup option.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pay using a debit card or credit card.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Double-check all details and confirm the transfer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Look out for a confirmation email containing a tracking number (MTCN)<\/span><span style=\"font-weight: 400;\">.<\/span><\/li>\n<\/ol>\n<h2><span style=\"font-weight: 400;\">7. <strong>Afriex<\/strong><\/span><\/h2>\n<p><img decoding=\"async\" class=\"alignnone wp-image-5206 lazyload\" data-src=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Afriex-Nig.png\" alt=\"Best Apps to Send Money to Nigeria from Abroad\" width=\"850\" height=\"467\" data-srcset=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Afriex-Nig.png 1276w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Afriex-Nig-1024x563.png 1024w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Afriex-Nig-768x422.png 768w\" data-sizes=\"(max-width: 850px) 100vw, 850px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 850px; --smush-placeholder-aspect-ratio: 850\/467;\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Afriex<\/span><span style=\"font-weight: 400;\"> is a modern money transfer app that offers fast and affordable transfers to Nigeria. It offers zero transfer fees and competitive exchange rates, ensuring your recipient receives more in their local currency.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With this app, you can send up to $3000 (or NGN equivalent) daily to Nigeria. To increase your transfer limits, additional verification may be required. Additional documentation may be required for higher amounts.\u200b My favorite part of this app is that it supports <\/span><a href=\"https:\/\/usenosh.com\/blog\/send-money-using-cryptocurrency\"><span style=\"font-weight: 400;\">sending and receiving in cryptocurrencies<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><b>Unique Features<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Send and receive cryptocurrency<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hold and exchange foreign currencies within the app<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Easy to use app<\/span><\/li>\n<\/ul>\n<p><b>Security<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Afriex is ISO 27001 certified and PCI DSS compliant. They use industry-standard encryption technology and two-factor authentication to protect user data. \u200b<\/span><\/p>\n<p><b>How to Use Afriex<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Download the app and create an account<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Verify your identity<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Add your bank details and the recipient\u2019s details\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Write the amount you would like to transfer.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Confirm transaction details and send money<\/span><\/li>\n<\/ol>\n<h2><span style=\"font-weight: 400;\">8. <strong>MoneyGram<\/strong><\/span><\/h2>\n<p><img decoding=\"async\" class=\"alignnone wp-image-5207 lazyload\" data-src=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Moneygram.png\" alt=\"Top 10 Apps to Send Money to Nigeria\" width=\"850\" height=\"435\" data-srcset=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Moneygram.png 1402w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Moneygram-1024x524.png 1024w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Moneygram-768x393.png 768w\" data-sizes=\"(max-width: 850px) 100vw, 850px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 850px; --smush-placeholder-aspect-ratio: 850\/435;\" \/><\/p>\n<p><span style=\"font-weight: 400;\">MoneyGram<\/span><span style=\"font-weight: 400;\"> is a well-established money transfer service that allows you to send money directly to Nigerian bank accounts or arrange for cash pickup at various locations across Nigeria. The app is user-friendly, and it supports international transfers in more than 200 countries.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The fees for sending money vary depending on your location and the transfer method, but the first transfer is often free. Additionally, MoneyGram offers competitive exchange rates, making it a solid choice for sending money to Nigeria. MoneyGram currently partners with more than 20 Nigerian banks, including Access Bank, First Bank, GTBank, UBA, and FCMB.\u00a0<\/span><\/p>\n<p><b>Unique Features<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The app is user-friendly<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hundreds of cash pick up locations in Nigeria<\/span><\/li>\n<\/ul>\n<p><b>Security:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">MoneyGram monitors transactions for suspicious activity to prevent fraud. They also provide resources to educate users about common scams and how to avoid them.<\/span><\/p>\n<p><b>How to Use MoneyGram:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visit an agent location or use the app<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide recipient details<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pay for the transfer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If using cash pickup, share the 8-digit reference number with the recipient<\/span><\/li>\n<\/ol>\n<h2><span style=\"font-weight: 400;\">9. <strong>Revolut<\/strong><\/span><\/h2>\n<p><img decoding=\"async\" class=\"alignnone wp-image-5066 lazyload\" data-src=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/revolut.png\" alt=\"\" width=\"850\" height=\"532\" data-srcset=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/revolut.png 1219w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/revolut-1024x641.png 1024w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/08\/revolut-768x481.png 768w\" data-sizes=\"(max-width: 850px) 100vw, 850px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 850px; --smush-placeholder-aspect-ratio: 850\/532;\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Revolut<\/span><span style=\"font-weight: 400;\"> is a financial app that offers international money transfers at competitive rates.\u00a0 With Revolut, you can send money to Nigerian bank accounts quickly and at low fees. The app is available in over 30 countries and supports multiple currencies, including NGN.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Revolut\u2019s competitive exchange rates and fast processing times make it an attractive option for users who need to send money regularly. In addition to money transfers, Revolut offers a suite of banking features like budgeting tools, cryptocurrency trading, and virtual cards, giving users a comprehensive digital banking experience.<\/span><\/p>\n<p><b>Unique Features<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Easy to use app<\/span><\/li>\n<\/ul>\n<p><b>Security<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Revolut uses two-factor authentication to prevent fraudulent activities. Also, access to the app requires fingerprint or facial recognition.\u00a0<\/span><\/p>\n<p><b>How to Use Revolut<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Download the app and create an account<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Add funds to your account using bank transfer or card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Add your recipient&#8217;s details and their currency<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Confirm transfer details and click <\/span><b>Send<\/b><\/li>\n<\/ol>\n<h2><span style=\"font-weight: 400;\">10. <strong>Grey<\/strong><\/span><\/h2>\n<p><img decoding=\"async\" class=\"alignnone wp-image-5208 lazyload\" data-src=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Grey-Money-Tf.png\" alt=\"\" width=\"850\" height=\"437\" data-srcset=\"https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Grey-Money-Tf.png 1327w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Grey-Money-Tf-1024x527.png 1024w, https:\/\/blog.usenosh.com\/wp-content\/uploads\/2024\/10\/Grey-Money-Tf-768x395.png 768w\" data-sizes=\"(max-width: 850px) 100vw, 850px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 850px; --smush-placeholder-aspect-ratio: 850\/437;\" \/><\/p>\n<p><span style=\"font-weight: 400;\">With the <\/span><span style=\"font-weight: 400;\">Grey app<\/span><span style=\"font-weight: 400;\">, you can send money directly to Nigeria in multiple currencies. This transfer service is particularly beneficial for Nigerian freelancers and remote workers receiving payment from international clients. Grey supports transfers to all major Nigerian banks, including Access Bank, First Bank, GTBank, UBA, Zenith Bank, and others.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The app is user-friendly and supports currency conversions, allowing you to switch between currencies like USD, EUR, GBP, and NGN easily. Grey has low fees, and if you are sending money from one Grey account to another Grey account (using the GreyTag), the transaction is free.\u00a0<\/span><\/p>\n<p><b>Unique Features:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Open free USD, GBP, and EUR accounts to receive payments internationally\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Make online purchases using Grey&#8217;s virtual cards<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Send money to other Grey users instantly and without fees using GreyTag<\/span><\/li>\n<\/ul>\n<p><b>Security:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Grey employs two-factor authentication (2FA) and encryption to safeguard user data and transactions. Additionally, the platform is regulated by FinCEN in the U.S. and FINTRAC in Canada, ensuring compliance with international financial standards.<\/span><\/p>\n<p><b>How to Use Grey:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Download the mobile app and sign up using your email address and complete the verification process<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Initiate a transfer to a Nigerian bank account or other Grey user<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide recipient\u2019s account details\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fund your transfer using your credit or debit card\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Confirm transfer<\/span><\/li>\n<\/ol>\n<h2><strong>Frequently Asked Questions About Apps to Send Money to Nigeria<\/strong><\/h2>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong>Which app can I use to transfer money to a Nigerian account?<\/strong><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">You can use apps like Wise, Remitly, WorldRemit, MoneyGram, and Western Union to transfer money directly to Nigerian bank accounts. These apps support major Nigerian banks, including GTBank, Zenith Bank, UBA, and Access Bank, making it easy to send money securely and quickly.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2. <strong>What is the easiest way to send money to Nigeria?<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">The easiest way to send money to Nigeria is through international remit mobile apps like Sendwave, WorldRemit, Revolut, etc. These apps let you send money directly to a Nigerian bank account or for cash pickup. The process is straightforward, and transfers are often completed in minutes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">3. <strong>What is the best app to send money to Nigeria?<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">The best app for you depends on your needs. For low fees and speed, Sendwave is great. If you want more options like bank deposits, cash pickup, and mobile wallets, apps like Western Union or WorldRemit might be better. Both offer competitive exchange rates and work with major Nigerian banks.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">4. <strong>Is it safe to use money transfer apps?<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Yes, it\u2019s safe to use money transfer apps. These apps use encryption to protect your data and have multiple security features to ensure your money gets to the right place. Always use trusted apps and avoid sharing your details with third parties.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">5. <strong>Which apps for sending money to Nigeria are free to use?<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Afriex and Sendwave are two apps that allow you to send money to Nigeria without charging any transfer fees. They offer competitive exchange rates and fast transfers, making them cost-effective options.<\/span><\/p>\n<h2><strong>Final Thoughts on the Apps to Send Money to Nigeria<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Sending money from abroad to Nigeria doesn\u2019t have to be stressful or expensive. Each app has unique benefits, such as zero fees, fast transfers, or additional features like cryptocurrency options. I believe, regardless of your needs, there&#8217;s an app here that fits your needs.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Personally, I switch between Wise and Sendwave depending on what I\u2019m trying to do, but your choice depends on how much you\u2019re sending, how fast it needs to get there, and what the recipient prefers.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Have you ever found yourself Googling things like &#8216;cheapest way to send money to Nigeria&#8217; because you\u2019ve had a terrible experience with high fees, slow transfers, or confusing apps? I\u2019ve been there too. As someone who sends money back home to support family and friends, I know how frustrating it is when your hard-earned money [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":5218,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[7],"tags":[283],"class_list":["post-5203","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-apps-to-send-money-to-nigeria"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.4 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Top 10 Best Apps to Send Money from Other Countries to Nigeria - Nosh<\/title>\n<meta name=\"description\" content=\"Are you overseas and need to send money to someone in Nigeria? 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