How To Borrow Airtime from 9Mobile in 2025

Have you ever run out of airtime at the worst possible time? Been in a situation where you need to make an urgent call or subscribe to data but you have no cash on you? Or your banking app is probably misbehaving?

I’ve been there before and since the option to buy airtime isn’t available, the easy way out of this dilemma is to borrow airtime. As a 9Mobile (Formerly Etisalat) user, I can borrow using the “More Credit” service. I will be showing you how in this article.

This article will guide you through the eligibility requirements, the borrowing methods, and everything else you need to know to borrow on 9Mobile.

Eligibility Requirements for Borrowing Airtime on 9Mobile

As with other networks in Nigeria, not every user of 9Mobile can borrow airtime. You need to meet these criteria to access the service:

• Active SIM Usage: Your 9Mobile SIM must be linked to your NIN and active for at least three months.
• Recharging history: The more you recharge, the higher the amount you can borrow. Regular usage increases your borrowing limit.
• No unpaid loan: You should have repaid all previous borrowed airtime or data, or remain within your credit limit.

If you meet these requirements, you can use the 9Mobile MoreCredit service to borrow airtime.

2 Ways to Borrow Airtime from 9Mobile

Once you meet the eligibility criteria stated above, borrowing airtime from 9Mobile is quick and easy. There are two ways you can achieve this:

1. Using the USSD Code
2. Through the 9Mobile App (ig9ite)

Before we explore the 2 ways to borrow airtime from 9Mobile, you must be aware that you’ll be charged a 15% service fee. This will be deducted from the borrowed amount regardless of which method you use. For example, if you borrow N100 airtime, you will be credited with N85. 

Now, let’s go through the steps involved in each method of borrowing. 

1. Borrowing 9Mobile Airtime Using USSD Code

This is the most popular and straightforward way to borrow airtime. Follow these steps:

1. Dial *303# on your 9Mobile line.
2. Select “Borrow Airtime” from the menu options.
3. Choose the amount you want to borrow from the list displayed (the amount depends on your eligibility).
4. Confirm your selection.

Once approved, the airtime will be credited to your account instantly. 

2. How to Borrow 9Mobile Airtime Through the 9Mobile App

This is the most popular and straightforward way to borrow airtime on 9mobile. Follow these steps:

1. Dial *303# on your 9Mobile line.
2. Select “Borrow Airtime” from the menu options.
3. Choose the amount you want to borrow from the list displayed (the amount depends on your eligibility).
4. Confirm your selection.

Once approved, the airtime will be credited to your account instantly. 

2. How to Borrow 9Mobile Airtime Through the 9Mobile App

Another way to borrow airtime from 9Mobile is through ig9ite (the 9Mobile app). Once you have the app installed on your mobile phone, follow these steps:

1. Sign up and log in to ig9ite using your phone number.
2. From the dashboard, tap the Menu Icon (three horizontal lines).
3. Navigate to the “Borrow Airtime” option under the Services or Airtime Loan section.
4. Select the amount of airtime you wish to borrow (your eligibility determines available amounts).
5. Review the details, including service charges, and tap Confirm.

The borrowed airtime will be credited to your balance instantly. 

Frequently Asked Questions About Borrowing Airtime from 9Mobile

1. How do I pay back the airtime I borrowed from 9Mobile?

Repayment is automatic. The borrowed amount, including the service fee, will be deducted from your next recharge.

2. How to borrow airtime from Etisalat?

Etisalat is the same as 9Mobile. By following the 2 ways mentioned in this article you can borrow airtime from Etisalat (Now 9Mobile)

3. What is the USSD code to borrow airtime on 9Mobile?

*303# is the USSD code to borrow airtime on 9Mobile. It is also the same as MTN, GLO, and Airtel. 

4. How do I check my borrowed airtime balance?

Dial *310# to check your airtime balance, including borrowed amounts.

5. What is the maximum amount of airtime I can borrow?

The maximum amount depends on your recharge history and usage. Regular recharges increase your borrowing limit.

6. How do I check my eligibility for borrowing airtime?

Simply dial *303#, choose the option to borrow airtime and you will see if you’re eligible to borrow airtime. If you are,  you will see the amounts available to you to borrow.

7. How to load credit for 9Mobile?

To load credit on 9Mobile, dial *311* recharge card PIN#. You can also recharge on your 9Mobile using the Nosh app.

Conclusion 

You can easily borrow airtime from 9Mobile via the USSD code or ig9ite app when you need airtime urgently but can’t recharge. Whatever method you choose to use, the process is fast and convenient.

You can use the Nosh app to top up your 9Mobile airtime whenever you need it. After a few taps, you’ll be credited with airtime instantly. Additionally, you can use the app to pay for electricity, TV, and Wi-Fi bills. Create an account now to enjoy our wide range of services.