Running out of airtime when you need it most can be frustrating, especially if you can’t recharge immediately. Thankfully, Globacom offers a solution for its users with its Borrow Me Credit service. This service allows eligible customers to borrow airtime and pay back later when they recharge.
In this article, I’ll cover everything you need to know about borrowing airtime from Glo, how to qualify, and the simple steps to follow. Let’s get started!
How to be Eligible to Borrow Airtime from GLO
Before you can borrow airtime from Glo, you need to meet specific criteria:
- Active line: Your NIN must be linked to your Glo line. Also, your line must have been active for at least four months.
- Consistent recharges: You need to have a history of regular recharges on your line.
- No outstanding debt: If you’ve borrowed airtime or data reaching your credit limit, ensure it’s fully repaid before requesting another loan.
Meeting these requirements ensures you can take advantage of the service whenever you need it. However, if you don’t meet the requirements, your best bet is to ask another GLO user you know to share airtime with you.
2 Ways to Borrow Airtime from GLO
If you meet the requirements to borrow airtime, there are two convenient methods you can use. They are:
- Using the USSD code
- Through the GloCafe app
You can use any one of the methods that works best for you. Also, you should note that Glo charges a 15% service fee on borrowed airtime. For instance, if you borrow N100, you will be credited with N75, as N15 will be deducted upfront.
Now, let’s move on to the steps involved with each method.
1. Borrowing GLO Airtime Using USSD Code
This is the easiest and fastest way to borrow airtime. Follow these steps:
1. Dial *303# on your phone.
2. Select option 2 “Borrow Credit” from the options.
3. From the available options, select the amount of airtime you want to borrow.
4. Confirm your selection.
Once your request is processed, the borrowed airtime will be credited to your account immediately, and you’ll also receive a confirmation message.
If you want to know how much borrowed airtime you have left, dial *310# to check your airtime balance.
2. Borrowing Airtime Using the GloCafe App
If you have the GloCafe App, you can also borrow airtime directly from there. Here’s how:
1. Log into the Glo Cafe App using your Glo number.
2. On the dashboard, click Show All.
3. Scroll down to the Share/Gift section. From the displayed options, tap Borrow Me.
4. Select Credit and the options you are eligible for will be displayed.
5. Choose the amount of airtime you want and click Subscribe to confirm.
Once confirmed, your borrowed airtime will be credited to your account instantly.
Frequently Asked Questions About Borrowing Airtime from GLO
1. Can I borrow GLO airtime multiple times?
Yes, you can borrow airtime multiple times as long as you meet the eligibility criteria and stay within your credit limit.
2. How do I repay borrowed airtime on GLO?
The borrowed amount will be automatically deducted from your next recharge. If there’s still a balance to be paid, it will be deducted upon subsequent recharge.
3. What is the maximum amount I can borrow?
The amount you can borrow depends on your recharge history and usage pattern. When you try to borrow airtime, the amounts you are eligible to borrow will be displayed.
4. Is borrowing airtime from GLO free?
There is a service charge for borrowing credit from GLO. A 15% service fee is charged upfront on every borrowed amount.
Conclusion
Borrowing airtime from Glo is a lifesaver when you’re in a pinch. Whether you use the USSD code or the GloCafe App, the process is quick and easy. Just ensure you meet the eligibility criteria and are aware of the service fee and repayment terms.
Do you need to recharge your line to repay borrowed airtime, or do you just want to top up? Use Nosh for seamless airtime refills and convenient bill payments. Create an account now to enjoy fast and easy payments.