How To Borrow Airtime from GLO in 2025

Do you need to make an urgent call but are out of airtime? Or perhaps you’ve tried to contact the person on any instant messaging platform but to no avail? In just a few clicks, you can reach your contact and pay back later.

Yes! With Globacom, popularly called Glo, you can use the Borrow Me Credit service to sort yourself. But how is this possible? How do you get eligible for Glo “Borrow Me Credit”?

In this article, I’ll cover everything you need to know about borrowing airtime from Glo, how to qualify, and the simple steps to follow. Let’s get started!

How to be Eligible to Borrow Airtime from GLO

Before I show you how to borrow airtime from Glo, you must be sure you are eligible. To be eligible to borrow airtime from Glo, you must:

• Have an active line,
• Recharge consistently, and
• Have no outstanding debt (credit or data).

If you don’t meet the requirements, your best bet is to ask another GLO user you know to share airtime with you. 

2 Ways to Borrow Airtime from GLO

As a Glo user, there are two convenient methods you can borrow airtime:

• Using the USSD code
• Through the GloCafe app

Note: For either method that you choose, you should note that Glo charges a 15% service fee on borrowed airtime. This means that, if you borrow N100, you will be credited with N75, as N15 will be deducted upfront.

Now, let’s move on to the steps involved with each method. 

How to Borrow Airtime from GLO Using USSD Code?

Before now, Glo users dial *321# to borrow airtime, but not anymore. In 2025, follow these steps:

1. Dial *303#.

2. Select “Borrow Credit” from the options.

3. Select the amount of airtime you want to borrow.

4. Confirm your selection.

Once your request is processed, your account will be credited immediately, and you’ll also receive a confirmation message.

If you want to know how much borrowed airtime you have left, dial *310# to check your airtime balance.

How to Borrow Airtime Using the GloCafe App

To borrow airtime through the app, you must first download the GloCafe App and login using your Glo phone number. Then, you will

1. Click “Show All” on the dashboard.
2. Scroll down to the Share/Gift section and click “Borrow Me”.
3. Select the airtime amount from your eligible options and click subscribe to confirm.

Once confirmed, your borrowed airtime will be credited to your account instantly. 

Frequently Asked Questions about Borrowing Airtime from GLO

1. How do I get airtime on Glo?

To get airtime on Glo, you can either use USSD (*303#) or the GloCafe App. You can read this detailed article on how to borrow airtime from Glo, and also learn how you can determine if you are eligible.

2. What is the code to borrow airtime?

To borrow airtime, dial *303#. This code works for all Nigerian networks, Glo, MTN, Airtel, and 9mobile.

3. Can I borrow GLO airtime multiple times?

Yes, you can borrow airtime multiple times as long as you meet the eligibility criteria and stay within your credit limit.

4. How do I repay borrowed airtime on GLO?

The borrowed amount will be automatically deducted from your next recharge. If there’s still a balance to be paid, it will be deducted upon subsequent recharge. 

5. What is the maximum amount I can borrow?

The amount you can borrow depends on your recharge history and usage pattern. When you try to borrow airtime, the amounts you are eligible to borrow will be displayed.

6. Is borrowing airtime from GLO free?

There is a service charge for borrowing credit from GLO. A 15% service fee is charged upfront on every borrowed amount.

Conclusion

Borrowing airtime from Glo can be a lifesaver when you are in distress. Both the USSD and App are quick and easy, just choose the one you are familiar with. Remember that you must meet the eligibility criteria, and before you can use Glo’s “Borrow Me Credit” service. Also, you can see how article on how to borrow data on Glo. 

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