How To Borrow Airtime from MTN in 2024

Imagine you’re about to make an urgent call or send a crucial text message, but just as you tap the call or send button, you realize you’re out of airtime. Frustrating, right? There could also be moments when you need credit but you don’t have the resources to buy airtime. So what happens then?

Well, MTN understands those last-minute needs and offers an easy solution for borrowing airtime. This article explores three simple ways you can borrow airtime from MTN, so you’re never left stranded. Let’s get into it!

3 Ways to Borrow Airtime from MTN

You can easily borrow airtime if you are running out of credit on your MTN line. There are 3 ways you can borrow MTN airtime, you just need to pick the method that suits you best. They are:

1. Using the USSD code
2. Via the MyMTN app
3. By contacting a customer care agent 

Let’s look at the steps involved in each method. 

1. Using the USSD Code

To borrow MTN credit using the shortcode, follow these steps:

1. Dial *303# on your MTN line.

2. Follow the prompts to select the amount you want to borrow.

3. Confirm your choice, and you’ll receive an SMS notifying you that your account has been credited.

2. Via MyMTN App

If you prefer using the MTN App, borrowing airtime is just as straightforward:

1. Log into the MTN App.

2. On the dashboard, choose the Borrow option.

3. Select Airtime and pick the amount you need. MTN will display the available amount based on your usage history and eligibility.

4. Review the total, including the 15% service charge, and tap Accept.

5. You’ll receive a confirmation SMS and app notification with the credited amount. Now you have airtime to call, text, or surf the internet.

3. Contacting a Customer Care Agent

If you prefer speaking to an agent, MTN’s customer support is there to help:

1. Dial 300 to reach MTN customer support.

2. Follow the prompts to connect with a support agent.

3. Tell the agent you want to borrow airtime, and the person will guide you through the process.

Alternatively, if you don’t want to borrow airtime from MTN, you can ask a fellow MTN user to transfer airtime to you. 

How to Pay Back Borrowed Airtime on MTN

Paying back borrowed credit on MTN is just as simple. When you recharge your account, the amount you owe is automatically deducted, including the 15% service fee. For example, if you borrow ₦200, MTN credits you with ₦170 (after deducting the 15% fee). On your next recharge, the full ₦200 will be deducted automatically if you have enough.

Frequently Asked Questions About Borrowing MTN Airtime

1. How much MTN airtime can I borrow?

The amount you can borrow depends on your usage and account activity. Dial *303# to check your eligible amount.

2. Can I buy data with borrowed airtime on MTN?

Yes, MTN allows you to use borrowed airtime to buy data or make calls.

3. Can I borrow airtime if I have an outstanding balance?

Absolutely, but MTN may limit the amount you can borrow based on what you already owe.

4. Can I repay borrowed MTN airtime without using it?

Yes, simply recharge, and the borrowed amount will be deducted automatically, regardless of whether you used it or not.

5. How can I check my borrowed airtime balance?

You can check your airtime balance on MTN by dialing *310#. All your airtime balances will be displayed including regular, bonus and borrowed. 

Conclusion

With MTN’s borrowing options, running out of airtime doesn’t have to be a big problem. Now you know how to borrow airtime whenever you need it, and you’re ready to stay connected no matter what. Also, you can instantly buy MTN airtime on the Nosh app. Nosh also offers gift card trading, digital remittance, and bill payment services. Create an account now to get started.