How To Transfer Airtime from MTN to MTN in 2025

I once had a friend who got stranded with zero airtime couldn’t reach anyone, not even access his banking app. A quick airtime transfer was all he needed to get back online. Truth is, airtime sharing is often underestimated, until it’s your turn to need it.

MTN, Nigeria’s largest telecom provider, serves over 92 million subscribers and operates in more than 20 countries. Chances are, someone close to you uses MTN and knowing how to send airtime could be more useful than you realize.

In this article, you’ll learn three easy ways to send airtime from MTN to MTN  via USSD, SMS, and the myMTN app. But first, here’s what you need to know about the MTN transfer PIN.

What is MTN Airtime Transfer PIN?

The MTN Airtime Transfer PIN is a four-digit number used to verify airtime transfer on MTN lines. This means that before an airtime transfer transaction can be completed, you have to enter your PIN. 

The airtime transfer PIN for all MTN subscribers is 0000 by default. However, it is important that you change it to your preferred PIN for security purposes. Sticking to the default PIN means people can make airtime transfers from your line without your knowledge. 

You can follow the steps below to change your MTN airtime transfer PIN if you haven’t:

1. Dial *321*1#
2. Select option 2, “Change PIN” from the options displayed.
3. Enter your old PIN, i.e, default PIN ‘0000’
4. Then proceed to enter your new PIN and confirm it. 

3 Ways to Send Airtime from MTN to MTN in 2025

Whatever your reason for sharing airtime is, there are different ways you can go about it on your MTN line. You can share between N50 and N5,000 airtime per transaction. 

Below are 3 ways through which you can share MTN airtime:

1. Via USSD
2. Through SMS
3. By using myMTN app

Now, let’s talk about them one after the other. 

How to Transfer Airtime on MTN Via USSD

Follow the steps below to share airtime from MTN to MTN using USSD:

1. Dial the MTN share shortcode *321#
2. Select option 1 “ Airtime Share”
3. Then select option 1 “Transfer Airtime”’ from the available options. 
4. Enter the recipient’s MTN mobile number. 
5. Proceed to input the amount of airtime you want to transfer. 
6. Finally, enter your MTN transfer PIN to complete the transaction. 

Sharing Airtime on MTN Through SMS

To share MTN airtime via SMS, send a text message to 321 using this format:

Transfer [Recipient’s Number] [Amount] [Transfer PIN]

For example, to send ₦1000 to 07041234567 with the PIN 1122, you would text:

Transfer 07041234567 1000 1122 to 321.

Once the transfer is successful, MTN will send you a confirmation message.

How To Transfer Airtime from MTN to MTN Using myMTN App

For this method, you will need to have myMTN app installed on your device. If you don’t have it, download it from your device’s application store and install it. Then follow these steps to use the app to transfer airtime:

1. Open myMTN App and click on “More” at the bottom right corner of the homepage. 
2. Under “Share & Borrow”, select “Share Airtime/Data”. 
3. Select “Airtime Share” from the options.
4. Proceed to enter the recipient’s number and airtime amount.
5. Then enter your airtime transfer PIN to complete the transaction. 

Frequently Asked Questions About Sharing Airtime on MTN

1. What is the code for transferring airtime on MTN?

The USSD code/shortcode for sharing airtime on MTN is *321*1#. The general MTN Share (for sharing data and airtime) shortcode is *321#. The same shortcode is used for sharing data and airtime on other networks i.e. Airtel, Glo, and 9mobile.  

2. What is the PIN for MTN airtime transfer?

The default PIN for MTN airtime transfer is 0000, but it’s recommended to change it.

3. How can I share airtime from MTN to MTN without PIN?

It is impossible. You can’t share MTN airtime without a transfer PIN.

4. What is the limit on MTN to MTN airtime transfer?

There is no limit to the number of airtime transfers you can make per day. However, you can only transfer between N50 and N5000 per transaction. Also, you can transfer up to N100,000 with USSD, and up to N50,000 with myMTN app per day. 

5. Is MTN airtime transfer free? 

MTN airtime transfer usually incurs a small fee, which varies based on the amount transferred. The maximum amount you can be charged is N10 per airtime transfer. 

Conclusion

Transferring airtime from an MTN line to another MTN line is very easy, regardless of any method you prefer to use; USSD, SMS, or the myMTN app. These methods are designed to make it simple to lend a helping hand to friends and family in need. 

Every time you send airtime, you’re doing more than just sharing credit, you’re helping someone stay connected. And if you ever run low yourself, you can quickly top up on NOSH.