Top 6 Best Investment Apps in Nigeria – 2025

To make more money you need money, and trust me when I say money is a good servant. If you have some money that you’re not using, why not let it work for you rather than let it sit idle? 

Making your money work for you basically means investing it to make returns. Gone are the days when making investments involved a stringent process and a large sum of money. These days, thanks to investment apps, you can easily invest, even with small amounts of money. 

In this article, we’ll be looking at some popular investment apps in Nigeria that you can use to grow your money. Afterwards, we’ll examine the criteria you should consider when deciding on what investment app to use. If you’re ready to build wealth, read on!

Top 6 Investment Apps in Nigeria

Investment is one of the best ways to make money and build wealth. People have been making investments for the longest time but how to go about it has evolved, thanks to technology. 

Back in the day, making investments meant physically going to the institution you wanted to invest with and filling in lots of paperwork. Now, with investment apps, you can easily invest from the comfort of your home or anywhere in the world you are. 

Let’s take a look at the top 6 investment apps in Nigeria I recommend:

1. Risevest
2. Bamboo
3. Chaka
4. Trove
5. Cowrywise
6. Piggyvest

Next, we will examine each investment app one after the other. 

1. Risevest

Risevest is one of the most popular investment apps in Nigeria. With Risevest, you can invest in dollar assets such as stocks, real estate, and fixed-income opportunities. This app is perfect if you want to protect your money from the effects of Naira devaluation. Risevest offers expertly managed portfolios, so you don’t need to be an investment guru to get started.

Risevest makes it easy to track your investments and see your returns grow over time with its simple and user-friendly interface. The app also provides educational content to help you understand your investments better and make informed decisions. It’s a great option for anyone looking to diversify their investments internationally.

2. Bamboo

Bamboo gives you access to over 3,500 stocks listed on the U.S. stock market and the Nigerian Stock Exchange. This app is perfect for those who want to take control of their investments with the flexibility to buy and sell stocks easily. Bamboo also offers fractional investing, meaning you can buy a piece of stock for as little as $1.

Bamboo stands out with its real-time market data and news updates, helping you make timely investment decisions. The platform is ideal for both beginners and seasoned investors looking to expand their portfolio across different markets.

3. Chaka

Chaka is an investment app in Nigeria that gives you access to over 4,000 stocks and exchange-traded funds (ETFs) in the U.S., Nigerian, and global markets. If you would like to diversify your investments across multiple markets, Chaka is a great option. The platform ensures your investments are safe with top-notch security measures and regulatory compliance.

With Chaka’s detailed analytics and insights, you are equipped to make smart investment choices. The app also offers educational resources and customer support to guide you along the way, making it a solid choice for investors at any level.

4. Trove

With Trove, you can invest in Nigerian, U.S., and Chinese stocks, ETFs, bonds, and more. This app is good for investors who want a wide range of investment options. With Trove, you can start investing with as little as ₦1,000, making it accessible for everyone.

Trove’s platform is user-friendly, with tools and resources to help you track your portfolio and stay informed about market trends. Additionally, it offers educational content to enhance your investment knowledge, making it easier for you to grow your wealth.

5. Cowrywise 

Cowrywise helps you save and invest in low, medium, and high-risk investment plans. This app is perfect for those who want to automate savings and invest simultaneously. This investment platform has a large pool of Naira and Dollar mutual funds and offers different savings plans that suit various financial goals. 

One of Cowrywise’s standout features is its investment circles, which allow you to save and invest with friends and family. It also provides financial planning tools and educational resources, making it a comprehensive solution for managing your finances.

6. Piggyvest

Piggyvest combines savings and investments to help you achieve financial discipline and growth. With Piggyvest, you can automate your savings, lock funds for specific goals, and invest in pre-vetted opportunities. The app is highly secure, ensuring your money is protected.

Piggyvest’s user-friendly interface and engaging features make it easy to stay on top of your personal finance. It offers various savings plans, including the Piggybank, SafeLock, Target Savings, and Flex Naira, catering to different financial goals. The app also provides tips and advice to help you make the most of your money.

Criteria for Selecting an Investment App in Nigeria to Use

Choosing the right investment app can make a big difference in your financial journey. 

Here are some key factors to consider when selecting an investment platform in Nigeria:

1. Ease of Use: First, look for an app with a user-friendly interface. You want to be able to navigate the app easily, make investments without hassle, and track your portfolio effortlessly.
2. Investment options: Consider the types of investments the app offers. Some apps focus on stocks, while others include bonds, real estate, or mutual funds. Make sure the app provides the investment options that align with your financial goals.
3. Security: Security is important. Ensure the app has strong security measures, like encryption and two-factor authentication, to protect your money, as well as personal and financial information.
4. Fees and charges: Pay attention to the expenses associated with using the app. Some apps charge for transactions, while others may have monthly or annual maintenance fees. Compare these costs to ensure they fit within your budget.
5. Customer Support: Good customer support can be a lifesaver when you encounter issues or have questions. Go for investment apps that offer reliable customer service through various channels. 

Frequently Asked Questions About Investment Apps in Nigeria

1. Which is the best app to invest your money in Nigeria?

The best app to invest your money in Nigeria depends on your needs. However, popular options include Risevest, Bamboo, Chaka, Trove, Cowrywise, and Piggyvest. Each app offers unique features and investment options, so choose the one that best fits your goals.

2. Which investment is best in Nigeria?

The best investment in Nigeria varies based on your financial goals and risk tolerance. Real estate, stocks, and mutual funds are popular investment choices. Additionally, investing in dollar-denominated assets through apps like Risevest can help protect your money from Naira devaluation.

3. How do I invest in dollars in Nigeria?

You can invest in dollars in Nigeria using investment apps like Risevest, Bamboo, and Chaka. These apps allow you to buy U.S. stocks, ETFs, and other dollar-denominated assets. Simply download the app, set up your account, and start investing in dollars.

4. Can I invest with $1?

Yes, you can invest with as little as $1. Investment apps like Bamboo offer fractional investing, allowing you to buy a piece of stock for just $1. This makes it easy to start investing, even with a small amount of money.

Conclusion 

Investing has never been more accessible, thanks to these innovative apps. Whether you are a beginner or an experienced investor, there’s an app out there to suit your needs. From Risevest’s dollar assets to Piggyvest’s combination of savings and investments, each app offers unique features to help you grow your wealth. 

By considering factors such as ease of use, investment options, security, fees, and customer support, you can choose the right app to start or enhance your investment journey. So, why wait? Let your money work for you and take the first step toward financial freedom today.

To get more financial information, advice or tips, feel free to go through the various articles on Noshers’ blog.