Top 10 Best Apps to Send Money from Other Countries to Nigeria

With the rise of mobile apps, sending money to Nigeria from other countries has become easier and faster. Whether you’re sending money to family, paying for services, or supporting a business, there are plenty of reliable options. These apps offer convenience, security, and low fees, making them a great choice for anyone transferring money to Nigeria from abroad. 

With just a few taps on your phone, you can send money directly to a bank account or a mobile wallet. In this article, we will explore the top 10 best apps to send money to Nigeria, highlighting their features, benefits, and how they make sending money quick and easy. 

Top 10 Apps to Send Money to Nigeria

With more people needing to send money across borders, especially to Nigeria, mobile apps have become the easiest and most convenient option. These apps allow you to send money quickly, safely, and at low fees, making supporting your family or friends back home simpler.

Let’s look at the top 10 apps for sending money to Nigeria, so you can find the best fit for you:

1. WorldRemit App
2. TransferGo App
3. Sendwave App
4. Afriex App
5. Remitly App
6. MoneyGram App
7. Western Union App
8. Grey App
9. Ria Money Transfer App
10. Revolut App

Now, let’s take a closer look at each of these apps. 

1. WorldRemit App

WorldRemit is a well-known option for sending money to Nigeria because of its fast, secure, and easy-to-use platform. Available in over 50 countries, WorldRemit allows users to send money directly to Nigerian bank accounts, mobile wallets, or cash pickup locations. Additionally, the app is free to download on both Google Play and the Apple Store. 

One of the biggest advantages is its low fees and multiple payout options, which make it a cost-effective choice. For Nigerian users, WorldRemit works with major banks like Zenith Bank, First Bank, GTBank, Access Bank, and UBA, making it simple to send funds directly to bank accounts. 

2. TransferGo App

TransferGo offers affordability and speed. You can send money to Nigerian bank accounts within minutes, and the fees are significantly lower compared to traditional methods. The app stands out by offering different tiers of transfer speeds. The fastest option ensures that your recipient in Nigeria can receive funds in under 30 minutes. 

TransferGo supports direct transfers to Nigerian banks and offers transparent pricing with no hidden fees. It is available in multiple countries, and the app is easy to use. Furthermore, you can send money from Europe, North America, and other parts of the world, making it a versatile option for international transfers.

3. Sendwave App

Sendwave is an app specifically designed for sending money to African countries, including Nigeria. With Sendwave, you can send money directly to Nigerian bank accounts such as Access Bank, GTBank, and Zenith Bank, or to mobile wallets. 

What makes Sendwave stand out is that it charges zero fees for money transfers, making it an excellent option if you want to avoid high costs. Also, the exchange rates offered are competitive, ensuring that more of your money gets to the recipient. Sendwave is available in countries like the U.S., U.K., and Canada, and has a reputation for fast transfers. 

4. Afriex App

Afriex offers a seamless way to send money to Nigeria without charging any transfer fees. Users can send money directly to Nigerian bank accounts or mobile wallets, making it a versatile platform. Also, Afriex is one of the few money transfer apps that allow users to send and receive cryptocurrency. 

The app provides real-time exchange rates and processes transactions quickly. It also has a feature where you can hold and exchange foreign currencies within the app. This gives users more flexibility in how they handle their money. In addition, the app’s free transfers and cryptocurrency features make it appealing to tech-savvy audiences.

5. Remitly App

Remitly is another reliable app for sending money from other countries to Nigeria, and it offers two primary options for transfers: Economy and Express. The Economy option allows you to send money at a lower cost, but transfers take longer, while Express transfers are near-instant but come with slightly higher fees. 

Remitly’s services are available in over 100 countries, and users can send money to Nigerian bank accounts like UBA, Zenith Bank, GTBank, and First Bank. The app provides 24/7 customer support, ensuring that any issues you encounter can be resolved quickly. In addition, Remitly uses multi-level encryption to protect your data. You can download the app on the App Store or Google Play Store. 

6. MoneyGram App

MoneyGram is a trusted global money transfer service that allows you to send funds to Nigeria through their app. With MoneyGram, you can send money directly to bank accounts or arrange for cash pickup at various locations across Nigeria. 

The app is user-friendly, and it supports transfers from over 200 countries. The fees for sending money vary depending on your location and the transfer method, but the first transfer is often free. Additionally, MoneyGram offers competitive exchange rates, making it a solid choice for sending money to Nigeria.

7. Western Union App

Western Union is one of the oldest and most recognized names in international money transfers. With its app, you can send money to Nigeria from over 200 countries, and your recipient can either receive the money in their bank account or pick it up in cash at a Western Union agent location. 

The app supports transfers to major Nigerian banks like First Bank, GTBank, and Zenith Bank. Western Union also provides real-time transfer tracking and notifies you of any changes in fees or exchange rates. While the fees may not be the lowest, Western Union’s reliability and global reach make it a dependable option. Additionally, you can track your transfers in real-time. 

8. Grey App

Grey provides services to simplify cross-border payments, particularly within Africa. With the Grey app, you can send money directly to Nigeria in multiple currencies. The app is user-friendly and supports currency conversions, allowing you to switch between currencies like USD, EUR, and NGN easily. 

Grey’s low fees and real-time transfer options make it a great choice for people looking to send money to Nigeria quickly. If you are sending money from one Grey account to another Grey account (using the GreyTag), the transaction is free. You can download the app on both Android and iOS devices. 

9. Ria Money Transfer App

Ria Money Transfer provides a reliable service for sending money to Nigeria, either directly to bank accounts or for cash pickup. This international remit service has a vast network of agents across Nigeria, making it easy for recipients to collect their money in cash. The app offers competitive exchange rates and frequently runs promotions for new users. 

One of Ria’s standout features is its extensive network of agents, making it a convenient choice for people who don’t want to deal with banks. Additionally, the app provides notifications and tracking options so you can stay updated on your transfer’s progress.

10. Revolut App

Revolut is a digital banking app that also allows international money transfers. With Revolut, you can send money to Nigerian bank accounts quickly and at low fees. The app is available in over 30 countries and supports multiple currencies, including NGN. 

Revolut’s competitive exchange rates and fast processing times make it an attractive option for users who need to send money regularly. In addition to money transfers, Revolut offers a suite of banking features like budgeting tools, cryptocurrency trading, and virtual cards, giving users a comprehensive digital banking experience.

Frequently Asked Questions About Apps to Send Money to Nigeria

1. Which app can I use to transfer money to a Nigerian account?

You can use apps like WorldRemit, Remitly, MoneyGram, and Western Union to transfer money directly to Nigerian bank accounts. These apps support major Nigerian banks, including GTBank, Zenith Bank, UBA, and Access Bank, making it easy to send money securely and quickly.

2. What is the easiest way to send money to Nigeria?

The easiest way to send money to Nigeria is through international remit mobile apps like Sendwave, WorldRemit, Revolut, etc. These apps let you send money directly to a Nigerian bank account or for cash pickup. The process is straightforward, and transfers are often completed in minutes.

3. What is the best app to send money to Nigeria?

The best app for you depends on your needs. For low fees and speed, Sendwave is great. If you want more options like bank deposits, cash pickup, and mobile wallets, apps like Western Union or WorldRemit might be better. Both offer competitive exchange rates and work with major Nigerian banks.

4. Is it safe to use money transfer apps?

Yes, it’s safe to use money transfer apps. These apps use encryption to protect your data and have multiple security features to ensure your money gets to the right place. Always use trusted apps and avoid sharing your details with third parties.

5. Which apps for sending money to Nigeria are free to use?

Afriex and Sendwave are two apps that allow you to send money to Nigeria without charging any transfer fees. They offer competitive exchange rates and fast transfers, making them cost-effective options.

Conclusion 

If you need to send money to Nigeria, whether directly to a bank account, mobile wallet, or for cash pickup, these apps offer reliable solutions. Each app has unique benefits, such as zero fees, fast transfers, or additional features like cryptocurrency options. Depending on your needs, you can choose the app that offers the best balance of cost, speed, and convenience.